Paiso01
Log it in seconds
Type it, scan the receipt or ask Siri. Paiso remembers your currency, so you never pick it twice.
NewShared groups that sync for everyone →
Split bills.
Split bills.
Keep friends.
Paiso keeps every shared rupee, euro and dollar straight. Log it in seconds, split it any way you like, and settle up without the awkward texts.
- Free, every feature
- No ads, ever
- Never moves your money
₹INR€EUR$USD£GBP¥JPY₦NGNS$SGDA$AUDC$CAD₩KRW฿THBCHFSwiss francR$BRL₺TRYRpIDRRMMYR₱PHP₫VNDzłPLNkrSEK৳BDT₨NPRRZARHK$HKD
How it works
Log it. Split it.
Settle it.
Three taps from “who paid for dinner?” to all square.
02
Split it your way
Equally, by exact amounts, percentages, shares or item by item, with tax shared fairly. Several payers? Easy.
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Settle up, simply
Paiso works out the fewest payments for the whole group. Pay however you like, then tap Record.
Shared groups
One group.
Same numbers for everyone.
Make a group for the trip, the flat or the office lunch crew. It lives on every member's phone, and when anyone adds an expense, everyone's balances update in seconds.
- Syncs for every memberEdits, deletes and settle-ups reach the whole group, even after a night offline.
- See who's inEvery member shows as Joined or Invited, so nobody slips through.
- Join with one tapShare a link or a QR code, or paste an invite code in the app.
A QR for every group and person
Each one is unique, with the Paiso P at its heart. Point any iPhone camera at it to join or add you.
See who's already here
Search your contacts and add friends in a tap. Matching happens privately, with one-way hashes.
Invite by text or email
Texts go from your own number, never from us. Tap the link, install, and you're in the group.
Everything, free
Small app. Big brain.
Every feature is included. No paywalls, no daily limits, no ads.
“👀 Split it?” right after you pay
Pay with Apple Pay and Paiso asks if it was a group thing. One tap and it's split. Prefer quiet? Switch it off in Settings.
Receipt scanning
Total, place, date and every line item, read right on your iPhone. Split item by item.
Every currency
Each expense keeps its own currency. Totals land in yours, with live rates.
Insights
Categories, months, busiest days and who paid most, beautifully charted.
Siri, Shortcuts and search
Ask hands-free, or find any expense in a blink.
Paiso Points
Earn points and badges for good money habits. Streaks included, no strings attached.
Make it yours
Pick an emoji avatar and a backdrop. Light or dark, it follows you everywhere in the app.
Money Coach
Know what your loans cost.
Every single day.
Add a loan, or import the PDF your bank sent. Paiso reads the rate, EMI and payment date, works out your daily interest and reminds you before every EMI.
₹295/ day
in interest. ₹80.19 gone since midnight.
Every skipped impulse buy is a W 🏆
Every skipped impulse buy is a W 🏆
Reducing balanceSimple (flat)Compound
Loan documents are analysed on your iPhone and never stored.
Lending to a friend? Track it with simple or compound interest, worked out to the day.
Privacy
Private by design.
Your money stuff is personal. Paiso keeps it that way.
Ledger only
Paiso records who paid what. It never moves, holds or touches your money.
Documents never stored
Receipts and loan papers are read on your iPhone, then discarded. Only the numbers you confirm are kept.
Contacts stay yours
To show who's on Paiso, only one-way hashes of emails are compared. Your address book never leaves your phone.
No ads, no tracking
No ad networks, no cross-app tracking, and we never sell your data.
Face ID lock
Lock the app with Face ID. Sync is encrypted in transit, and your session lives in the Keychain.
Delete in one tap
Delete your account and cloud data any time from Settings. Export your ledger as CSV first if you like.
Paiso for iPhone and iPad.
Free, with every feature included. Coming soon on the App Store.